Money's Management Tips for Fresh Graduates

Life in your 20s is about learning to stand on your own. It’s full of many firsts—living on your own, a full-time job and the financial responsibility of caring for yourself without Mom and Dad. 

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Taking Steps to Prepare for the Worst

By Robert Kiyosaki
In Sunday school I was taught the parable of the pharaoh of Egypt and his dream of seven fat cows being eaten by seven skinny cows. Deeply disturbed, the pharaoh sought the interpretation of his dream. A young slave boy interpreted the dream to mean Egypt would have seven years of plenty to be followed by seven years of famine. The message: Prepare for the lean years during the years of plenty. The pharaoh prepared Egypt for the lean years and led it into an era of prosperity.

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Saving Is Something You Should Do Every Day

Americans have forgotten how to save in recent years.
First, we came to regard the stock market as our piggy bank; if we needed a little spending money, surely we could always sell a few shares of stock or a bit of a mutual fund at a profit. Then, we viewed our houses as money machines that would always provide a surplus of cash on a moment’s notice, since real estate "never goes down in value."

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Track Your Spending

In this economy, tracking and analyzing your financial habits has never been more important. The good news is that with the availability of personal computers and specialized programs, it’s easier than ever to understand where your money is going.

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Suze Orman's (Ridiculously Easy) Financial To-Do List

I know money is tight. I know you're busy. And I know tackling money issues isn't fun. But here's what I also know: You wish you could once and for all get your financial house in order.

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